By Zac Bissonnette
In protecting with the hot frugality, this faculty consultant, written through a senior attending the college of Massachusetts, deals sensible suggestion on the way to pay for faculty with no getting rid of loans. Decidedly old-fashioned in technique, Bissonnette advocates that scholars should still undergo the brunt of procuring their educations by way of operating whereas in collage and through breaks. He additionally means that attending group university for 2 years prior to shifting to a four-year collage or college may pass a ways towards slicing expenditures. Systematically and amusingly debunking the choice standards utilized by U.S. information and global record and others to rank elite faculties, Bissonnette is a sturdy suggest of attending reasonable kingdom faculties. He makes positive aspects approximately how debt from pupil loans usually prevents fresh grads from beginning households or purchasing houses. He additionally provides convincing examine that elite graduate courses and selective employers settle for a lot of people who've attended nonelite faculties. even if the strictly dollars-and-cents method of better schooling would possibly not sit down good with a few mom and dad, this can be a well timed consultant to a call that has very important monetary ramifications. --Joanne Wilkinson
"If the nationwide organization for school Admissions Counseling had expected the dire effects of 1 of the neatest young children in the US encountering the ill-examined assumptions in their occupation, they may have chanced on a way to shop for him off, possibly a whole trip scholarship to Harvard. Too overdue. Bissonnette is 21 now, a senior on the college of Massachusetts. He has written the easiest and such a lot troubling ebook ever in regards to the collage admissions process."
-Jay Mathews, The Washington Post
"Let Zac Bissonnette assist you plan for college-where to head, what to check, and the way to pay for it-and you'll end wealthy"
-David Bach number 1 New York Times bestselling writer of The computerized Millionaire and Start past due, end Rich
"In the recent financial system, your collage selection is important. Zac Bissonnette's Debt- loose U is the single booklet you must make this life-changing decision-- completely researched, clever, and humorous. Grade: A+."
-Ali Rogers, CBS Moneywatch. writer, Diary of a true property Rookie
"With Bissonnette, college-bound scholars and their mom and dad eventually have an independent resource to aid make an informed determination approximately opting for and affording university. let alone, his recommendation will help pocket tens if no longer thousands of bucks. have the desire to make a wise funding during this economic climate? purchase Debt-Free U."
-Farnoosh Torabi, monetary professional and writer of Psych your self Rich
Read or Download Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching Off My Parents PDF
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Additional resources for Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching Off My Parents
Only 6 percent said they weren’t worried. The 2003/2004 National Postsecondary Student Aid Study revealed that two thirds of Americans were graduating with an average of $19,202 in student loan debt1—and it’s getting worse. For the 2006/07 graduating class, the figure was $22,7002—an increase of 18 percent over a three-year period when job and wage growth remained largely stagnant. Student loans now constitute about 25 percent of all non–real estate consumer debt3—alarming when you consider that thirty years ago, student loans were practically nonexistent.
Does your college-bound high school student have younger siblings? Get them in on the college saving bandwagon! If you have the means, consider matching any money that your child puts aside for college by depositing the same amount into the account. But be careful: when your child reports his assets on the financial aid form, a large chunk of whatever he has saved will be deducted from his financial aid. Savings accounts should be in your name, not in his. Get a Second Job In the first part of this chapter, I expressed skepticism about the amount of money that so many parents are contributing toward their children’s educations.
It is. But the reality is that in most cases, the foundation for happiness and a fulfilling life is at least partly financial—and while having enough money won’t make you happy, not having enough can definitely make you miserable. Back to my dad: a few weeks ago we were sitting on his couch watching the Red Sox game and, as is often the case, discussing his financial woes. My dad is, in his heart, a hippie. He’s one of the most brilliant, generous, loving people I’ve ever met, and for the entire sixty years of his life he’s thought about money as little as possible.