Citi's Commonsense Money Guide for Real People by Dara Duguay

By Dara Duguay

That includes own finance options from one of many world’s top monetary providers businesses, this consultant provides easy-to-understand guidance for facing common situations and demanding situations despite source of revenue point. With an emphasis on schooling and stable monetary making plans, issues mentioned comprise monetary making plans for householders, making an investment responsibly, making plans for the long run, and working with unforeseen alterations that may adversely have an effect on one’s finances—such as bank card robbery, divorce, task loss, or a clinical emergency. With hassle-free steps for making a monetary roadmap and getting one’s funds so as, the consultant addresses budgeting, own mark downs, investments, assurance, making plans for schooling expenses, retirement making plans, and debt keep watch over in ways in which maximize monetary self assurance and are appropriate to quite a lot of events.

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Your child’s university financial aid office or high school guidance counsellor should have comprehensive information on available scholarships as well. Give a call or make an appointment. • Read the course calendars of various universities and colleges for information about scholarships and bursaries or visit their websites. • Keep your eye out for scholarship solicitations in your local newspaper. Investigate potential local resources in your community by calling your local librarian or city or town hall.

Numerous listings are available both on the Internet and in print. Take a rainy afternoon to surf the Web or visit your local library. • Your child’s university financial aid office or high school guidance counsellor should have comprehensive information on available scholarships as well. Give a call or make an appointment. • Read the course calendars of various universities and colleges for information about scholarships and bursaries or visit their websites. • Keep your eye out for scholarship solicitations in your local newspaper.

Commonsense Considerations Just as Joe learned, it is important to carefully think through your own expectations for money you send out of the country. Why are you sending money home? Here are some typical scenarios: • The money is a repayment or reimbursement to family or friends who financed your migration. In this situation, be sure that the amount being repaid (and the rate, if there is interest) is clearly understood and documented before sending any money back. Otherwise, it may be unclear when your obligation is fully satisfied.

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